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How It Works

What Are Cash Loans?

Cash loans, as the name implies, are loans that are given to you until your next cash. They’re small loans, generally for two weeks or so to hold you over. While they’re really not for a lot of money, as they usually only for about a few hundred dollars, they can still help a person out. To get your hands on a cash loan, you generally have to write a check for the amount of money that you’re looking to get your hands on, although typically you have to pay a fee.

Depending on the company policy, you may leave the check with the entity that you’re borrowing the money from, and then you can cash it once you’re ready to give them the money back. Of course, in the event that you can’t pay the money back at the specified time, you have the option to roll over the loan - extending it. If you decide to do so, you’ll be assessed fees.

How our service works? 

This is how our loan process works:

  1. Fill out our easy, 1-step online application.
  2. We instantly contact lenders, presenting your application. You receive a loan decision within 1-3 minutes.
  3. We redirect you to the lender's website. Review and sign the loan agreement. If you don't like the terms, don't accept and you have no obligation to repay any money.
  4. Once the contract is signed and finalized, money is deposited into your bank account.
NOTE: On the lender's website, carefully review the terms and conditions of the loan agreement. The contract should state the repayment schedule, fees and the APR of the loan.

 

Your personal information is private and secure. Questions about loan repayments, schedule or fees should be directed at your lender. loan4x.co.uk is NOT a lender and will not be able to provide information regarding loan repayment, fees, repayments schedules or other loan related information. 


Costs of Cash Loans

We all have been there at some point - we’re out of money and we don’t want to ask friends or family. And in this financial climate, it can be a little harder to do. With this being the case, people find that looking at alternative methods to be something that they’d like to consider. Of course, as with any loan endeavor, there are some terms that you have to adhere to. In addition to the applicable terms, you should also take into account some common knowledge about cash loans.

Before you jump headfirst into this, you should know that cash loans are very expensive for anyone who takes one out. When you’re taking out these loans, your APR is generally several hundred percent. On average, the person who is taking out the cash loan is going to be paying about 400% APR on a cash loan, according to the Consumer Federation of America. But, while that is a bit disheartening, it’s good to know that the money will be there when you need it, and the approval process isn’t hard for most people to clear.< span class="s1">

When you’re looking for a cash loan, you won’t have to worry about long-term commitment, and the application can be filled out at your home in less than 10 minutes, and in some cases, you’ll have it done much quicker than that.

Some of the other benefits of cash advances include:

  • Quick approvals
  • Lack of credit checks
  • Multiple loan extensions
  • Automatic deposit
  • Safe and secure transaction


In addition to that, our company does offer priority to customers who go to us for all of their cash loan needs, offering instant access and even cash advance services. For a lot of our trusted customers, you will find that we relax on the terms, allowing for multiple past pay periods to elapse before you even have to pay the money back!

Am I Eligible for a Cash Loan?

Unlike traditional bank loans, qualifying for a cash loan is very simple. Most lenders require only a few items from borrowers for approval. These include:

- You must be 18 years of age or older

- You must be a permanent resident or a citizen of the United States

- You must be currently employed and have been for at least the past 90 days

- You must have a checking account in your name

- You must have a valid phone number

- You must have a valid email

 

Quick and Easy Lending

When we say it’s easy - we mean it! The process is very easy to understand and complete, with a lot of people finishing the application in less than 5 minutes. All you need is a bank statement and recent pay stub to receive the loan, which is assuredly something that everyone has. So, in the event that you have an emergency, know that we have you covered!

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Address: 19401 S. Vermont Ave, Suite K102 Torrance, CA 90502


*LEGAL DISCLAIMER: We, as operators of this website, are not responsible for making any decisions regarding credit or loans. The information found here is for advertising purposes only. The loan application being held in order to archive the best possible match between the consumer and the borrower. The data you provide will be available to third parties. Each application is presented to a variety of lenders to increase your chance of approval. We do not deal with any of the lender institutions - including any of their products and services. The waiting period between transactions vary. In some cases, you may find that faxing is the most appropriate way to transfer information. When you fill out this application, there is nothing stating that you will be approved for any services. It is important that you inquire with your individual lender if you need to.

CONSUMER NOTICE: A cash advance, also referred to as a payday loan or payday advance, is a small, short-term loan that is intended to cover a borrower's expenses until the following payday. Cash advances are intended for short-term financial relief and do not constitute long-term financial solutions. Consumers facing debt and credit difficulties should seek out debt and credit advisory help. Consumers are encouraged to consult the federal, state, and local governments to learn more about the risks involved with cash advances, local laws and regulations governing cash advances, possible loan alternatives and recent developments in their state. Consumers with credit difficulties should seek credit counseling.Residents of Arizona, Georgia, Virginia & West Virginia are not eligible to apply for a cash advance on this web site.